Shenardenger Loaning Laws
- The Dwarven kingdom of Shenardenger regard loaning practices with distain, but doesn’t make the practice illegal when it comes to issuance and payments. However, they are regulated within guidelines that are seen to benefit both parties to the best for all. When it comes to issuance of loans, Dwarves within the kingdom can only issue loans with a 0% interest rate and can only get paid back in what they are loaning for either the monetary value or a physical asset that is agreed upon as acceptable in the case the monetary value cannot be covered per payment. There are strict penalties for non-payment of these loans with the protective backing of Dwarven Clans and the Dwarven Kingdom itself able to send reinforcement to the one who loaned the money should they require the help to reclaim what they can of the loan depending on the terms and contract agreed by the parties in question concerning the loan.
- Loans can be either monetary or composing of physical material(perishable and non-perishable is possible, but must be understood by both parties and not revealed outside of the knowledge of either party) should the parties decide either/or for the loan.